How to Contact a Live Person in SoFi Customer Service

If you need help from a live customer service representative at SoFi, call 1-855-456-7634. To speak directly with an agent press 2 or say “no”, press 3 or say “invest”, then say “representative” or press 9 and stay on the line.

Alternatively, explore the following options available in the customer service phone menu:

  1. Press 1 or say “loans” if you’re calling about loans.
  2. Press 2 or say “money” for your SoFi money account or SoFi banking account.
  3. Press 3 or say “invest” for invest.
  4. Press 4 or say “relay” for relay.
  5. Press 5 or say “protect” for protect.
  6. Press 6 or say “credit” for credit card.
  7. Press 7 or say “travel” for SoFi travel powered by Expedia.
  8. Press 8 or say “security” for security concerns on your account.

SoFi Customer Service Hours

Live customer support representatives at SoFi are available from 5 am to 7 pm PT Monday–Thursday, and from 5 am to 5 pm PT Friday–Sunday.

SoFi Customer Service Phones

  • SoFi Customer Service Phone Number: 1-855-456-7634. Live customer service representatives are available from 5 am to 7 pm PT Monday–Thursday, and from 5 am to 5 pm PT Friday–Sunday.
  • Home Loans: 1-844-763-4466. Live customer service representatives are available from 6 am to 3 pm PT Monday–Friday, Saturday and Sunday closed.
  • Invest: 1-855-525-7634. Live customer service representatives are available from 5 am to 5 pm PT Monday–Friday, Saturday and Sunday closed.
  • Credit Card: 1-844-945-7634. Live customer service representatives are available 24/7.
  • SoFi @ Work: 1-833-277-7634. Live customer service representatives are available from 5 am to 7 pm PT Monday–Thursday, and from 5 am to 5 pm PT Friday–Sunday.

Customer Support for SoFi on Social Networks

SoFi Mailing Addresses

Personal Loans
SoFi Lending Corp. or an affiliate Personal Loans
PO Box 654158
Dallas, TX 75265-4158

Home Loans
SoFi Lending Corp. or an affiliate
P.O. Box 11733
Newark, NJ 07101-4733


SoFi Lending Corp. or an affiliate
P.O. Box 54040
Los Angeles, CA 90054-0040

Student Loans
MOHELA Servicing
P.O. Box 1022
Chesterfield, MO 63006-1022

Credit Card
SoFi Credit Card
PO Box 981075
Boston, MA 02298-1075

SoFi Live Chat Support

Initiate a live chat session with a SoFi Support Agent on the SoFi Contact page. To converse with a live agent, press the “Chat with SoFi” button.

SoFi Support Email

SoFi Help Center

Access more information about SoFi on the SoFi Customer Support page.


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